First Home Loan Deposit Scheme (FHLDS)

The First Home Loan Deposit Scheme started on 1 January 2020.

You can contact participating lenders for further details.

Lodge your application through participating lenders and their authorised representatives.

How to Apply Click Here

 

Property Price thresholds

To ensure the Scheme is only available for the purchase of a modest home, or the purchase of land and construction of a modest home, the following property price thresholds (maximum property purchase price under the Scheme) will apply in capital cities, large regional centres and regional areas. Click Here for more information

 

Eligibility

Singles
If you are looking to purchase your first home as the only person named as a borrower in your home loan, then you would apply under the Scheme as a single.

Couples
If you are looking to purchase your first home with your spouse or de facto partner, where you are both named as borrowers in your home loan, then you would both apply under the Scheme as a couple. Click Here for more information

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